Are you ready for emergencies?

Time flies really fast!

It was already 9 years when I went abroad for a career opportunity.  And because the place is hazardous, I didn’t bother about anything to get there.  In short, all expenses such as visa, and other papers are all paid by the company who hired me.

I went abroad together with several Filipinos, mostly veterans from Saudi Arabia in their 40s and 50s.  It was a great experience because aside from having new set of friends, I didn’t feel sad while being away from home. Continue reading “Are you ready for emergencies?”

How to invest in UITF?

More than 3 years ago, I learned how to invest in the stock market. At first, I was hesitant to pour in my money into my broker’s account (COL Financial) to directly invest in stocks. I did it slowly because in my mind it could be a scam and besides I don’t even know somebody who invests in stock market. In short, I was really scared.

Since I’m comfortable with the banks, I decided to move some of my cash and buy UITF. So I told myself “It’s just a test”. Actually I really don’t know UITF back then because I asked the bank’s counter for mutual fund. They told me that banks don’t offer mutual funds but UITFs. By the way, the bank’s representative I asked is from BDO. Continue reading “How to invest in UITF?”