Take charge of your cash!

“More people should learn to tell their dollars where to go, instead of asking them where they went” Robert Babson

Once action-without-vision-is-activityupon a time I was an OFW.  It was a dream come true to me and my family.  I’m earning around 5 times of my salary as local employee here in Philippines.  I thought more salary will fix and improve my finances.  I was wrong.

After a year of working overseas, I looked at my passbook and saw the records how money comes in and goes out.  Although I’m earning much more, my expenses also goes up and this a common problems among OFWs.

My perception about money clearly reflects on my passbook that is, the idea of “work then spend all”.  It was really frightening when my 2-year contract is about to end because I can’t imagine going back to Philippines with no savings and so I asked myself “Where did my money go?”  

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